Mortgage Center

Today's Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.391%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.193%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.618%  0.000%

Personalized Quote

First National Bank and Trust is the First place you go for answers to your mortgage questions. At First National Bank, we'll help you find the home loan that's just right for you. Count on us for step-by-step help through the lending process, local decisions, personal service, online loan applications and more!

Rate Search

Quick Quote

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A First National Bank and Trust Loan Originator will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Originators are only a phone call away if you need help. Contact us at 800-667-4401.